Lost Card +389 (0)46 268 268
Information (02)15050 Contact Center obinfo@ob.com.mk
OBSGNET support (02)15050 Contact center obsgnetsupport@ob.com.mk
Share on social media:

AGRICULTURAL CREDIT DISCOUNT FUND

Intended for financing small-scale and medium-scale enterprises that deal with primary agricultural production, processing of agricultural products and trade in primary agricultural products.

PRIMARY AGRICULTURAL PRODUCTION

Advantages:

  • Available amounts of up to Euro 100,000
  • Amounts in Denars or Denar amounts involving an FX clause
  • A maximum interest rate of up to 4%, fixed
  • Repayment term in accord with the purpose of the funds
  • Method of returning the funds: in monthly, quarterly, semi-annual or annual annuities (depending on the purpose)
  • Fees in accordance with the Bank's Tariffs Decision

Criteria and collaterals:

  • Investment programme
  • Own participation with at least 20% of the total investment
  • Satisfactory level of liquidity and ability to service debt
  • Real estate mortgages
  • Moving property as collaterals
  • Other instruments acceptable to the Bank

AGRICULTURAL PRODUCTS PROCESSING

Advantages:

  • Financing of fruits, vegetables, milk, meat, grapes (wineries), mushrooms, spices, medicinal and aromatic products processing
  • Loan maximum up to Euro 300,000
  • A maximum interest rate of up to 5%, fixed
  • Amounts in Denars or Denar amounts involving an FX clause
  • Repayment term based on the purpose of the funds
  • Method of returning the funds: in monthly, quarterly, semi-annual or annual annuities (depending on the purpose)
  • Fees in accordance with the Bank's Tariffs Decision

Criteria and collaterals:

  • Investment programme
  • Own participation with at least 20% of the total investment
  • Satisfactory level of liquidity and ability to service debt
  • Real estate mortgages
  • Equipment as collateral
  • Other instruments acceptable to the Bank

EXPORT OF PRIMARY AGRICULTURAL PRODUCTS

Advantages:

  • Financing of assets and working capital for trade in primary agricultural products as exports
  • Available amounts of up to Euro 300,000
  • Maximum interest rate of up to 5 %, fixed
  • Repayment term in accord with the purpose of the funds
  • Method of returning the funds: in monthly, quarterly, semi-annual or annual annuities (depending on the purpose)
  • Fees in accordance with the Bank's Tariffs Decision
  • Amounts in Denars or Denar amounts involving an FX clause

Criteria and collaterals:

  • Investment programme
  • Own participation with at least 20% of the total investment
  • Satisfactory level of liquidity and ability to service debt
  • Real estate mortgages
  • Movable property as collateral
  • Other instruments acceptable to the Bank