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LINE OF CREDIT FOR SUPPORTING EXPORTS BY MICRO-, SMALL- AND MEDIUM-SCALE ENTERPRISES THROUGH THE MBDP

Intended for financing current assets for the preparation of exports-oriented production, current assets following an export, and the fixed assets of the trade companies registered in the Republic of North Macedonia, more than 51 % of the capital of which is privately owned.

Advantages

  • Amounts ranging from Euro 15,000 to Euro 2,000,000
  • Loan repayment term of up to 2 years, including a grace period of up to 6 months
  • Grace period of up to 6 months
  • Method of payment – quarterly or monthly

Criteria and collaterals

  • Real estate mortgage
  • Pledge of movables
  • Executive bill of exchange in the form of a notary act
  • Other instruments that the Bank deems acceptable

This Line of Credit prohibits and excludes financing of the following:

  • Manufacturing and exports of weapons
  • Games of chance and hazard games
  • Activities that affect the environment and fail to meet environmental protection regulations
  • Exports of wild or cloned animals
  • Trade in harmful radioactive waste
  • Projects involving exploitation forms such as forced labour and abuse of children
  • Projects carried out in protected areas and regions of scientific interest
  • Activities prohibited by international conventions concerning protection of biological sources or cultural heritage