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LINE OF CREDIT FOR FINANCING THE PERMANENT CURRENT ASSETS OF MICRO-, SMALL- AND MEDIUM-SCALE ENTERPRISES THROUGH DEVELOPMENT BANK OF NORTH MACEDONIA

Intended for financing the permanent current assets of the trade companies registered in the Republic of North Macedonia, more than 51 % of the capital of which is privately owned.

Advantages

  • Amounts ranging from Euro 15,000 to Euro 300,000
  • Loan repayment term up to 3 years
  • A grace period of up to 6 months (included in the repayment period)
  • Method of payment – quarterly or monthly

Criteria and collaterals

  • Real estate mortgage
  • Pledge of movables
  • Executive bill of exchange in the form of a notary act
  • Other instruments that the Bank deems acceptable

This Line of Credit prohibits and excludes financing of the following:

  • Manufacturing and exports of weapons
  • Games of chance and hazard games
  • Activities that affect the environment and fail to meet environmental protection regulations
  • Exports of wild or cloned animals
  • Trade in harmful radioactive waste
  • Projects involving exploitation forms such as forced labour and abuse of children
  • Projects carried out in protected areas and regions of scientific interest
  • Activities prohibited by international conventions concerning the protection of biological sources or cultural heritage