- A copy of a valid ID card
- A statement verifying the amount of your income
- Duly filled-in M1/M2 and PDD MP forms for the last 3 months – for persons employed in privately-owned firms
- A bill of exchange and a promissory note
- Proof of real estate ownership – a deed of title
- In case of a purchase – a pre-contract/purchase agreement verified by a notary; in case of renovation, an appraisal and estimate done by an authorized firm
- A salary statement, an administrative ban and an administrative ban statement
*The bank reserves the right to adopt a decision to approve the loan, and to seek additional documentation and collaterals
An annual insurance premium of 0.85 % (full package) or 0.44% (partial package), on the remaining loan principal balance.
- Death because of an accident and/or illness.
- Total and permanent disability because of an accident or illness.
- Permanent and total loss of an ability because of illness or accident.
- Greater security
- Protection for your family against loan burdens
- A premium included in the monthly installments
- An innovative service